I'm A 25 Year Old Male In San Diego, Who Currently Has Been Working FT For HSBC Since 8/4/08, My Monthly Income Is Around 3500.00, I Totaled My 07 G6 On Christmas Day, Geico & My Gap Insurance Are In Process Of Paying Off My Vehicle, Im Currently In A Rent-A-Car But My Free Rent Coverage Ends Nxt Week Around 1/23/09, I Tried To Get Used Vehicles From About 3 Dealerships From 15K to 20K But No Bank Has Approved Me Because I Have The G6 That Hasnt Been Paid Off Yet But I Have Proof That It Will, But Of Course It Wont Update On My Credit Until Feb & Also I Have A 07 Chrysler That I Signed For My Mother & She Has Made The Payments On Time For Over A Year Except Twice Recently Due To A Short Lay Off But She's Currently Wrking FT Now, So Basically It Looks Like A Bank Is Giving A Single Male A Third Vehicle, Based On My Credit Report Which Make's It Difficult For Me To Get Approved & My Credit Score Is Not Amazing, Its In The High 500's .........
I Do Recieve My Bonus On 1/28 Which Will Be Around 5K Maybe More, But Will It Still Be Difficult w/A Large Down Payment, Or Should I Try A Lender, But The Only Problem Is Im Not Sure Who To Apply For Because Their So Many Lender Quote Sites That Claim Their The Best, Pls I Need Some Good Advice & I Want To Avoid "We Finance" Dealerships, Because Their Vehicles Always Have Way Too Many Miles .......
And I Also Dont Have A Reliable Co-Signer ...........
Orignal From: HELP ASAP, attempts to finance f? R New / Used Vehicle w / bath to get credit?
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